How to Buy Gold

Our Promise

Hatton Garden Metals we do everything in our power to ensure that you receive the best possible value stock, and take every possible measure to provide you with a superior service when purchasing bullion bars and coins.

Our Price & GuaranteeOur Price & Guarantee

All investment products displayed on our site are priced based on the live precious metal market price and allows our customers to purchase metal in relation to how gold is trading as a commodity. All our stock is carefully checked and is guaranteed genuine gold.

How will my order come packaged?How will my order come packaged?

We take the utmost care and discretion when sending out your order from Hatton Garden Metals. Firstly, our strong parcel bags are neither branded, nor personalized and will never contain any personal or order information. Discretion is essential in packaging your order and we make sure that this is achieved.

How will my order be sent?How will my order be sent?

We understand the importance of receiving your order without hesitation, that’s why we send all our orders out for a next day delivery, with a guaranteed delivery timeslot before 1pm. For most orders we use Royal Mail Special delivery, and your parcel is always FULLY INSURED for the full value of your parcel. We will email you once your order has been prepped for dispatch and to provide your tracking details for your parcel. Your courier will also send a text message on the day your order is due to be delivered, as a polite reminder that you should be available to sign for your parcel upon delivery.

We fully understand your needs as an investor of precious metals, coin collector or a first time buyer and aim to provide an efficient and superior bullion service.

Can I collect my order from your London store?Can I collect my order from your London store?

Collection in our London based store is available to all customers who have paid by Bank Transfer or who are paying in person. Our store address can be found on the contact us section of our site where are opening times and closest tubes links are also listed. Please note when collecting an order or paying at our counter you will need to be in store 15 minutes before our closing time of 4pm.

Why do I need ID?What do I need to bring with me when collecting from your store?

You are only able to collect your order once you have received an email notification that your order is ready to collect, or if you are paying for your order in store. When coming to collect your order you must bring with you a form of photographic ID such as a Driving License or Passport and a copy of your order, without this your order will not be released. We will not release any orders to a third party under any circumstances.

How can I pay for my coin / bar order?How can I pay for my coin / bar order?

HGM accept 2 methods of payment:

1 .Card payment – this is an instant payment and you will receive an email confirmation that your order has been placed on our site. The maximum amount for a card transaction is £5,000. For orders over this value please see other payment methods. We accept all major debit/credit cards not inclusive of American Express.

2 Bank transfers- this is usually a same day transfer which can be made via online banking or by calling your bank.

Funds usually clear into our account on the same day you make payment, and once your funds have cleared we will notify you via email. Please make sure that you put your order reference number when making a bank transfer for your coin or bar order.

Why was my card declined?Why was my card declined?

There are a few possibilities for this.

The details that you have entered on your payment card do not match with the details registered on the account. For example, does the card holder name match with the name on the account registered with Hatton Garden Metals? We also require the same invoice address as your registered card payment. If you are using a card that does not belong to you and is registered to the address on your account then the payment will be rejected.

Your transaction may have been declined for a fraud check by your bank. If this is the case, you should contact your card provider as you will need to deal directly with your bank to resolve this. If the payment has been declined by your bank on our website, your order will not be confirmed and we have no control in assisting you with your bank to correct this. In most cases a call to your card provider will resolve this issue very quickly and allow you to continue using your card for online transactions.

Why have you requested ID from me?Why have you requested ID from me?

As a bullion company we are compliant with the following regulations; Money Laundering Regulations 2007, Proceeds of Crime Act 2002 and The Terrorism Act 2000. We have a strict customer due diligence policy which will mean that sometimes we will need to ask for Photographic Identification and Proof of Address. Any document requested is held securely with the privacy of any data protected. As a regulated Bullion Business, Hatton Garden Metals has an obligation to comply with all relevant laws to disclose Money Laundering and Terrorist Financing.

Vat-Free purchases on goldVat-Free purchases on gold

There is no VAT charge on any gold investment bullion. All gold coins and all gold bars bought in the UK and EU are VAT Exempt.

Is there VAT on silver?Is there VAT on silver?

VAT is payable at 20% on silver bullion and coins. This means that 20% will be added in VAT to the price of any silver bullion bars or coins bought from Hatton Garden Metals.

Investors are advised to treat Silver bullion and silver coins as they would like any other product which includes VAT in the sale price.

I am VAT RegisteredI am VAT Registered

If you are VAT registered we advise that you seek advice from a professional with regards to claiming back VAT on your purchases. If you are a business purchasing metal you will need to open a trade account with us. Please visit the Trade section of our site and complete the Trade Application Form, we will then be in touch with a trade account form which you will need to complete along with our due diligence pack.

Why buy physical gold?Why buy physical gold?

The physical ownership of gold is said to put you, the owner, as sole controller of your investment. Holding physical gold means you are not tied down to interest rates, volatile banking, or turbulent stock markets. Purchasing physical gold in that sense can protect your wealth against these factors. Holding a percentage of physical gold and bullion can further diversify your investment portfolio, and this dynamic holding allows for flexibility and control when purchasing this precious metal.

Where should I store my gold?Where should I store my gold?

In our experience most investors who purchase physical gold will often prefer to store this in the safety of their home. As gold is rather small and therefore easily concealed in comparison to its wealth you could store most of your physical gold in a safe and secure place in your residence. We have heard of all types of bizarre places for home storage of metal, from fish tanks to floorboards so you can get creative when hiding your wealth! It may also be wise investment to purchase a small safe for your home, these are usually secured in place to a wall or the floor to prevent them being removed from the site by an intruder and can be a very suitable option for home storage of valuables. Some people also use safety deposit boxes, these may be offered through your own bank, or through a third party.

Can I sell my gold back to Hatton Garden Metals?Can I sell my gold back to Hatton Garden Metals?

When you come to sell your physical gold you can rest assured that it is extremely easy with Hatton Garden Metals. We buy all physical investment gold back at the highest rate of 98%. We are clear and extremely competitive and pride ourselves on offering the best price for your gold. You can visit us in person to sell your physical gold, or use our reliable postal service. All sales are paid immediately with an instant payment.

A huge luxury that you have when choosing to sell your physical gold is that you are able to research companies for the best price. Though we would like to think our customers will return to us when selling, you can hold confidence that you are not tied down to one company, the choice really is yours when you chose to release your investment. In our industry it pays to be honest and open so many companies will have no problem tell you the % that they buy in your bullion at. We are honest and upfront with our rate because we believe it is one of the best out there.

Ways to Pay

Pay by card
Debit or Credit Card

You can pay by debit or credit card at checkout for orders up to £10,000. Only available when choosing delivery or storage. ID may be required.

Pay by bank transfer
Bank Transfer

Instruct payment via online banking or telephone banking. We need to receive your payment before 3pm the next working day.

Pay in-person

You can pay with cash if collecting your goods from our Hatton Garden store. Chip & PIN card payments are accepted up to £1000. ID must be provided.